Everything you need to know about Redbeet and choosing the perfect health insurance plan
Choosing the cheapest plan often leads to higher out-of-pocket costs. For example, if an unexpected medical event occurs, you could spend $3,200+ out-of-pocket when a slightly more expensive plan would have covered it. Redbeet analyzes your specific health needs to find the plan that minimizes your total annual cost, not just the premium.
Not necessarily. Premiums typically increase 12% annually and your family situation may have changed. Re-evaluating your plan each year could save you $840+ annually. Redbeet makes this easy by comparing all your options based on your current needs and expected healthcare usage.
On average, users save $1,200 per year by selecting the optimal health insurance plan based on their specific needs and usage patterns. This comes from avoiding common mistakes like picking the cheapest plan, defaulting to the same plan, or choosing based on plan names rather than actual coverage and costs.
Just 2 minutes. Upload your benefits PDF (we read it in 30 seconds), answer 5 quick questions about your health needs, and get your personalized plan recommendation immediately. No spreadsheets, no confusion, just clear guidance.
Redbeet uses advanced AI to parse and understand your benefits documents, even 100+ page PDFs. We extract all plan details, coverage information, costs, and restrictions in about 30 seconds. Our AI understands insurance jargon and complex tables so you don't have to.
Yes. We take security seriously and use industry-standard encryption to protect your data both in transit and at rest. We never sell your personal information or share it with third parties for marketing purposes. Your health information and benefits documents are stored securely, and you can delete all your data at any time. We are actively working towards formal security certifications as we grow.
Redbeet is designed to handle complex healthcare needs. Our AI considers chronic conditions, regular medications, preferred doctors, planned procedures, and more when recommending plans. The more complex your situation, the more valuable Redbeet becomes in finding the right plan.
Yes! While most people use Redbeet during open enrollment (typically October-December), you can use it year-round to compare plans for life events (marriage, new baby, job change) or simply to understand your current coverage better.
PPOs offer more flexibility to see out-of-network doctors but typically cost more. HMOs require you to use in-network providers and get referrals for specialists but usually have lower premiums. However, the 'best' choice depends on your specific doctors, expected care, and health needs - which is exactly what Redbeet helps you figure out.
Your HR team is there to help, but they often don't have time for personalized analysis of your specific situation. They also can't predict your healthcare costs or analyze every plan combination. Redbeet provides personalized, data-driven recommendations based on your unique health needs and financial situation in just 2 minutes.
Yes! We're currently offering free early access to all users. Early adopters who join now will lock in a lifetime discount when we launch paid pricing. No credit card required.
Our recommendations are based on the information you provide and typical healthcare patterns. We show you exactly why we recommend each plan, including total cost breakdowns and coverage details, so you can make an informed decision. You always have final say in which plan to choose.
Join our early access program and get personalized help with your benefits selection
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